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E-LOANS

Electronic Credit and Contract services for verified Tier 3 users

Requires Tier 3: Private ID + KYC/KYB + Credit Score

Our E-LOANS Services

Create loans, attach legal contracts, and manage your electronic credit portfolio

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E-Credits

Users create loans to be fulfilled by counterparties using the EIP-4626 framework standard.

Framework:

EIP-4626 Tokenized Vault Standard
  • EIP-4626 standard implementation
  • User-created loans
  • Counterparty fulfillment
  • Open and transparent lending
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E-Contracts

Each vault must be attached to a predefined contract to activate the loan. Contracts are built from strong legal documents filled by the borrower and signed by the lender.

Minimum APY: 12%

  • Legal document-based contracts
  • Borrower fills contract details
  • Lender signature required for activation
  • Funds only accessible after lender approval

How E-LOANS Work

Simple process for electronic credit creation

1

Reach Tier 3

Complete Private ID, KYC/KYB, and get your credit score

2

Create E-Credit

Create a loan using the EIP-4626 standard vault framework

3

Attach Contract

Fill out legal contract details as the borrower

4

Lender Approval

Lender signs contract to activate and release funds

Tier 3 Requirements

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Private ID

zkPassport verification for Personhood and age +18

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KYC/KYB

Veriff for individuals or Sumsub for enterprises

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Credit Score

AI-powered credit profile analysis

Ready to Create E-LOANS?

Reach Tier 3 verification and start creating electronic credits and contracts

Get Started