Livekreditos.xyz

Kreditos
On-chain Credit

Credit-based borrowing in DeFi for small, fast-growing companies. Upload your financials, receive a confidential AI credit score, mint your on-chain credit identity, and unlock USDC credit lines — no overcollateralization.

Open App

Confidential by design

Financials are scored inside a TEE — the score goes on-chain, your documents never do.

Portable reputation

The ENS credit identity is publicly resolvable and usable across the Convexo ecosystem and beyond.

Undercollateralized

Borrow against your creditworthiness instead of locking more capital than you need.

How it works

Upload documents

Submit business financials for evaluation — processed confidentially, never published.

Confidential AI score

Chainlink Confidential AI computes a 0–1000 credit score inside a trusted execution environment.

Mint credit identity

Your score mints a portable ENS identity (yourcompany.kredito.eth) attesting your creditworthiness on-chain.

Borrow USDC

Qualified identities unlock undercollateralized USDC credit lines from the Kreditos vault.

KreditosOn-chain Credit