Electronic Credit & Contract Services
Create electronic credit lines and attach legal contracts for verified Tier 3 users, powered by EIP-4626 vault standard.
Electronic Credit Portfolio Management
Create loans, attach legal contracts, and manage your electronic credit portfolio
E-Credits
Users create loans to be fulfilled by counterparties using the EIP-4626 framework standard.
Framework
EIP-4626 Tokenized Vault Standard- EIP-4626 standard implementation
- User-created loans
- Counterparty fulfillment
- Open and transparent lending
E-Contracts
Each vault must be attached to a predefined contract to activate the loan. Contracts are built from strong legal documents filled by the borrower and signed by the lender.
- Legal document-based contracts
- Borrower fills contract details
- Lender signature required for activation
- Funds only accessible after lender approval
How E-LOANS Work
Simple process for electronic credit creation
Reach Tier 3
Complete Private ID, KYC/KYB, and get your credit score
Create E-Credit
Create a loan using the EIP-4626 standard vault framework
Attach Contract
Fill out legal contract details as the borrower
Lender Approval
Lender signs contract to activate and release funds
Verification Prerequisites
Private ID
zkPassport verification for Personhood and age +18
KYC/KYB
Veriff for individuals or Sumsub for enterprises
Credit Score
AI-powered credit profile analysis
Ready to Create E-LOANS?
Reach Tier 3 verification and start creating electronic credits and contracts
Get Started